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Purpose, Vision, Values and Strategy. If you are a foreigner chances are the initial quote will be higher.
Can't blame them if their turnover is low, just like any other businesses. But places like The Arcade have high volume of transaction daily and with forez many money changers there the rates quoted have to be competitive except forex rates in singapore those on the ground floor near the entrance.
Use the online rates as a guide so you know whether you are getting a reasonable rate when shopping around. This topic has been closed to new posts due to inactivity.
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